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951 - 247 - 2003
408 - 225 - 4300

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Auto Insurance

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Meet the All Solutions Insurance Staff!

Harish Kapur

Harish Kapur

 President and CEO

Harish Kapur has been in the insurance industry for over 17 years. He has been the president of All Solutions Insurance since 1992. Prior to opening up A.S.I. He was one of the top producing agents for Farmer’s Insurance. He lives and breathes insurance. If you have a question about any type of coverage whether it’s regarding your auto, home, business, medical, life, etc. He is the man with the answers. He takes much pride in handling the clients that most insurance agents would shy away from. He thrives on challenges. Besides being a great businessman, Harish is a loving family man as well. He is married and has 2 beautiful children and they all reside in Moreno Valley, Ca.

Rajni Kapur

Rajni Kapur

 Vice President & CFO

Rajni comes with a background in accounting but her passion is in Insurance. Rajni is a true Bollywood fan and she loves her melodramatic and musical movies. Rajni has many passions in her life but none more than her beautiful family. She is deeply rooted within her culture and heritage. Her favorite charities are March of Dimes, St. Jude’s Children Research Hospital and the United Sikh Mission which hosts free camps for people in India.


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Silvia Gutierrez

 Accountant

Silvia Gutierrez (Accountant)

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Harjit Hampal

 Business Insurance Consultant

Harjit Hampal ( Commercial Business Insurance Consultant)

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Raman Punia

 Trucking Insurance Consultant

Raman Punia (Trucking Insurance Consultant)

Asia Jackson

Asia Jackson

 Personal Lines Consultant

Asia Jackson ( Personal Lines and Marketing Consultant)

Seeta Bhandari

Seeta Bhandari

 Owner of ASI San Jose

Seeta graduated in MIS but has always been in sales as she is a true people person who loves to interact and help people with whatever she can which gives her a great deal of happiness and satisfaction. She has been in sales for over a decade and has won many awards that have been put on the table from trips to Las Vegas, Florida, Napa ! She is the owner of the All Solutions branch in San Jose and thrives on selling, growing and expanding on a daily basis!! She loves to spend time with her children and family. When she’s not working, you can find her cooking, working out in the gym or hiking with her husband. Seeta is a very spiritual person and follows her Indian traditions and festivals very closely.

John Miechowicz Jr.

John Miechowicz Jr.

 Insurance Agent

Auto & Home / Life & Health Insurance: John has been in the Insurance industry for over 30 years! He is one of the most knowledgeable agents you will ever come across. John gives back to his community so much that he was recognized for his work and was awarded “Volunteer of the Year” for the city of Colton, Ca. He is also so deeply involved within the Moreno Valley Chamber of Commerce that they named him an “Ambassador”. If you have questions about insurance, John is the man to go to.

Isabel Carillo

Isabel Carillo

 Insurance Agent

Auto & Home Insurance: Isabel is a HUGE Disney fanatic and loves Beauty & The Beast! She enjoys dancing, music and spending valuable time with loved ones. She’s a devout supporter of The Ronald McDonald House Charity and supports the fight against Leukemia. Isabel has been working in the Insurance industry for over 5 years and considers her children and her job the most important facets of her life.

Bianca Cardenas

Bianca Cardenas

 Insurance Agent

Trucking Insurance & Permits: Bianca has been with All Solutions for over 2 years and is extremely knowledgeable within our Trucking Department. She is married to her High School sweetheart of 11 years and they have two beautiful children. She passionately enjoys everything Beyonce’ and is an avid shopper! She has been in the insurance industry for over 7 years!!

Araceli Hernandez

Araceli Hernandez

 Senior Underwriter

Commercial Trucking Insurance: Araceli is one of the longest tenured employees on the A.S.I. staff! She’s been assisting clients for over 7 years for All Solutions Insurance. She’s an amazing Underwriter for the A.S.I. trucking department. Araceli’s favorite type of food is Sushi and she is an avid fan of the hit T.V. show “The Walking Dead”.

Sy Nilakout

Sy Nilakout

 Insurance Agent

Commercial Insurance Agent: Sy has been an Insurance agent for nearly a decade and has been with A.S.I. for over 5 years. He specializes in business, commercial and workman’s compensation. He is the person to go to for any difficult insurance needs. Sy is married and has 5 beautiful children ranging from ages 8 to 17 years old. His hobbies are shopping, fishing, cooking extravagant dinners and spending time with his children.

Elizabeth Aldana

Elizabeth Aldana

 Insurance Agent

Auto & Home Insurance: Liz has been with All Solutions since May of 2013. Liz is a truly devoted L.A. Dodgers fanatic. When she’s not rooting on her pro sports teams, she enjoys spending time with loved ones. One of her biggest passions is eating fancy foods!

Ericka Gonzalez

Ericka Gonzalez

 Insurance Associate

Trucking Insurance: Ericka has been in the Insurance industry for over 7 years. She takes pride in helping clients get the premium that they want. When she’s not at A.S.I. assisting clients with their claims, you can find her either out on the dance floor “jivin’ on” or at home spending time with her family. One of Ericka’s hobbies is to collect coupons!

Robert Justice

Robert Justice

 Inside Sales Associate

One fascinating fact about Robert is that he has been an avid herbalist for over 14 years. Anything you need to know about healing and nutritious herbs, he is the man to see. Robert has been with A.S.I. for over 5 years and is an absolute pleasure to have on our staff. On the weekends, when he’s not on the phones here at A.S.I., you can find Robert either at a unique hobby or car show!

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Hilda Alvarez

 Insurance Associate

Commercial Insurance Hilda is All Solutions Insurance’s longest tenured employee. She is A.S.I’s very first employee and has been with us since the beginning. Hilda currently resides in Long Beach, Ca. with her husband Mario of 6 years and their two beautiful children. She is a 2005 graduate of the University of Riverside! Go Bears!

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